Consumer Credit and Budget Counseling

299 S. Shore Road
US Rte 9 South
Marmora, NJ 08223-
Phone: (888) 738-8233, Website:
Ignatius Cruz, Director of Housing

Points of Contact

Russell Graves, Executive Director
Susan Cherwien, housing counselor
Igy Cruz, Housing Director

Standards Adopted

Foreclosure Intervention Specialty
Homeownership Education


Russell Graves


Services & Other Info

Delinquency/Foreclosure Prevention Counseling
Financial Literacy Training
Individual Development Accounts
Prepurchase Counseling (one-on-one)
Prepurchase Education (group workshops)
Rental Housing Counseling